Michael is a FinTech entrepreneur who is committed to delivering financial inclusion through technology. The vision of his company “Flow” is to ensure that small enterprises always have sufficient working capital. Flow currently delivers instant e-money liquidity in Uganda and plans to expand globally focusing on developing/emerging markets.
Michael started his financial inclusion career at Citi Inclusive Finance. He then spent four years as a resident Financial Inclusion Adviser at the Central Bank of Uganda, where he focused on digital finance regulation for what is now one of the most vibrant digital finance markets in the world. After that, he went back to the private sector accompanying the growth of mobile payments and savings start-up from 30,000 to 300,000 customers in rural Uganda.
Michael has also consulted on FinTech and financial inclusion in Africa, Asia and the Middle East, including for Central Banks, financial service providers, fund managers and leading development finance institutions such as KFW.